We built payment infrastructure by following how the world started to pay.
Founded in Chennai in 2014, CredoPay grew up alongside one of the fastest payment shifts in history, from cash to digital. Today we build the infrastructure that banks, PSPs, and fintechs run on across fast-growing economies.
Our Vision
To be the most trusted payment infrastructure layer for banks, fintechs, and payment institutions across India and the GCC, a platform so reliable that institutions build their programmes on top of it without a second thought.
We aspire to make modern payment infrastructure as accessible in emerging markets as it is in the world's most developed financial systems, closing the gap between ambition and capability for every institution we work with.
Our Mission
CredoPay's mission is to eliminate the complexity of payment infrastructure from every institution we serve. We deliver certified, scalable, multi-network payment rails, handling switching, routing, settlement, reconciliation, and dispute management, so our clients can focus entirely on serving their customers, not on managing plumbing.
We believe payment infrastructure should be simple to deploy, impossible to break, and transparent in operation. That belief drives every product decision, every integration, and every operational commitment we make to our clients.
When cash gave way to digital, we rebuilt for what came next.
ATM network deployment and cash infrastructure operations across India. Learning the fundamentals of running payment hardware at scale.
India withdrew 86% of its currency overnight. We watched a cash economy become digital in months, and made a decision to move with it.
Re-architected entirely around UPI, cards, QR, SoftPOS, and real-time settlement rails. The foundations of CenterFirst begin taking shape.
Our unified payment infrastructure platform goes live. Banks, PSPs, and fintechs in India begin building their payment programmes on CenterFirst.
Expansion into Oman, UAE, Saudi Arabia, Qatar, and the Maldives. SalisPay is established as our Middle East operating entity.
$1.5B+ in annual payment volume. Profitable, scaling, and expanding. Operating across India, Oman, UAE, Saudi Arabia, Qatar, and the Maldives.
India
Oman
UAE
Saudi Arabia
Qatar
Maldives
Principles that shape everything we build.
Infrastructure-first mindset
We build foundations, not features. Every product decision is made with the question: does this make our clients' infrastructure stronger?
Operational excellence
Our infrastructure is a 24/7/365 discipline. We hold ourselves to the same uptime and reliability standards we commit to in our SLAs.
Local knowledge, global standards
Operating across 6 jurisdictions means understanding regulatory nuance, local payment culture, and scheme-specific requirements in each market.
Long-term partnerships
We don't win contracts. We earn relationships. Our client retention reflects the fact that we show up for the hard problems, not just the launches.
Compliance as a feature
PCI-DSS, scheme certifications, and regulatory compliance aren't checkboxes. They're built into the platform from the start, not bolted on.
Honest about complexity
Payment infrastructure is genuinely complex. We don't oversimplify it in our sales process, and we don't hide it in our delivery. That honesty builds trust.
The people behind CredoPay.
The founders and investors who built CredoPay into an international payment infrastructure company.
Leads strategy, product direction, and international expansion across India and the GCC markets.
Co-founded CredoPay and continues to guide the company as Director after serving as CEO.
Strategic investor director supporting CredoPay's growth and governance.
Strategic investor director supporting CredoPay's growth and governance.
Operating across 6 countries.
Local teams, local certifications, local language support in every market we operate.
A decade of infrastructure built.
The numbers behind ten years of payment operations across India and the GCC.
Let's build something that lasts.
Whether you're a bank looking to modernise, a fintech ready to scale, or a payment facilitator exploring new markets, we'd like to talk.
